Annuities are complex financial products designed to provide income, typically during retirement. While there are many different types of annuities, there are three key components common to most:
Accumulation Phase
This is the period during which you make payments towards the annuity. These payments can be a lump sum or a series of payments over time. The money you contribute grows on a tax-deferred basis, meaning you won't pay taxes on the gains until you start withdrawing the money.
Payout Phase
Also known as the annuitization phase, this is the period during which the annuity starts making payments to you. These payments can be for a specific number of years or for the rest of your life, depending on the terms of your contract. The size of your payments will depend on a variety of factors, including the amount you've accumulated, the payout period, and whether the payments are fixed or variable.
Death Benefit
Some annuities offer a death benefit, which is a sum of money paid to your designated beneficiary upon your death. The terms of the death benefit vary from one annuity to another. Some provide a return of your original investment, while others may offer the accumulated value of the annuity.
How it Works
The process of securing your future with life insurance from Insurance First starts with a detailed consultation. Our seasoned advisors will take the time to understand your financial standing, your family's needs, and your future aspirations. With this information, we curate life insurance plans tailored just for you. Every plan is thoroughly explained, ensuring you fully understand the benefits, terms, and costs. Once you choose a plan that suits your needs, we facilitate a seamless enrollment process. However, our relationship doesn't end post-enrollment; we provide ongoing support for policy updates, claim procedures, or any queries you might have.
3 Steps to contact Insurance First
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Schedule an appointment
Choose a convenient time and date to book your appointment. We can meet in person at our office located at 3203 S. Conway Rd. Suite 200F Orlando, FL 32812, or arrange a virtual meeting.
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Receive a quote
After our consultation, we'll provide you with a personalized quote that outlines the coverage options and pricing information based on your needs.
Customized Coverage
We understand that everyone's insurance needs are unique. Our dedicated team will work closely with you to find the best insurance plans that suit your requirements.
Why We Are the Best
At Insurance First, we understand that life insurance isn't just a policy; it's a promise to protect your loved ones' future. Our experienced team, dedicated to providing personalized service, is well-equipped to help you fulfill this promise. With our comprehensive range of plan options, we guarantee a policy that aligns with your needs and aspirations. We pride ourselves on our transparency and unwavering commitment to outstanding service, making the task of choosing and managing your policy straightforward and comforting. Our focus isn't just about selling a policy; it's about building trust and forming lasting relationships with our clients. Choose Insurance First to secure a future where your loved ones are protected.
Trusted Partners
We collaborate with top insurance companies in the industry to provide you with a wide range of options.
Miguel Guzman
“Insurance First has been my go-to agency for all my insurance needs. From health insurance to life insurance, they have consistently provided me with tailored coverage options that match my requirements. The team is knowledgeable, responsive, and truly cares about their clients. I appreciate their professionalism and highly recommend their services."
Emily Thompson
"I cannot thank Insurance First enough for their excellent service. Their expertise in dental and vision coverage helped me find a plan that not only saved me money but also offered comprehensive benefits. Juliana and Hefner were friendly, patient, and went above and beyond to answer all my questions. I am incredibly satisfied with their assistance and would choose Insurance First again in a heartbeat."
Sarah Johnson
“I had a fantastic experience with Insurance First! Juliana and Hefner provided exceptional guidance and made the process of finding health insurance so much easier. They took the time to understand my needs and found a plan that fit my budget perfectly. Their expertise and personalized service exceeded my expectations. Highly recommended!"